Student loans can be confusing and damaging if reported incorrectly. Student loans are also complex—but most contain errors.
Common issues:
Incorrect balances
Misapplied payments
Deferments/forbearances not reporting accurately
Duplicate accounts
We guide you in correcting misapplied payments, duplicate reporting, or wrong balances. We also coach you on federal solutions like rehab, consolidation, and forgiveness programs to get long-term relief.
Our Smart Credit Algorithm helps by:
Identifying errors across all bureaus.
Ghost-writing tailored dispute letters (you mail them).
Coaching on available student loan solutions (rehab, consolidation, forgiveness).
Guiding you on rebuilding positive accounts while resolving student loan issues.
The combination of disputes + smart management helps members recover from student loan damage faster.
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