Great question! Compliance is central to what we do. We are not a credit repair organization.
Instead, we operate as a consumer credit rights advocacy group, which means:
Members remain in control—they sign and mail their own disputes.
We provide education, templates, tools, and guidance, not “repair-for-you” services.
Our membership structure is designed to stay fully compliant with CROA, the FCRA, FDCPA, and other federal/state laws.
We disclose guarantees, policies, and agreements upfront.
This compliance-first model protects you—and ensures our community thrives long-term.
✅ You’ve got questions—we’ve got solutions.
Explore our Premium Credit Mastery Membership and start building a credit life you’re proud of.
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