Why the Telemarketing Sales Rule (TSR) Matters – Consumer Protection

Modified on Sun, Oct 19, 2025 at 9:28 PM

The Telemarketing Sales Rule (TSR) is a federal law that protects consumers from deceptive or abusive telemarketing practices, especially when it comes to credit repair.


Here’s why it matters:

  • TSR prohibits credit repair companies from collecting advance fees before services are fully performed.

  • TSR also considers telephone sales by credit repair companies to be a form of telemarketing, and prohibits them from operating this way.


We remain compliant because:

  • We are not a credit repair company.

  • We do not participate in telemarketing.

  • For internal and compliance purposes, we avoid telephone sales altogether.


Instead, we operate as a membership-based consumer advocacy community, giving members full control and protecting them from abusive practices.



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