Consumer Laws That Protect You
Several federal laws safeguard your credit rights:
Fair Credit Reporting Act (FCRA): requires accurate reporting, limits negative info, gives you the right to dispute.
Fair Debt Collection Practices Act (FDCPA): prevents harassment & unfair practices by debt collectors.
Fair Credit Billing Act (FCBA): protects against billing errors on credit cards.
Equal Credit Opportunity Act (ECOA): prohibits discrimination in lending.
Bankruptcy Code: governs how accounts included in bankruptcy must be reported.
Our role is to educate you on these protections and guide you through leveraging them inside the Smart Credit Algorithm.
You’ve got the info—now it’s time for transformation.
Become a Premium Credit Mastery Member today and take full control of your credit journey.
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