How Does DIY Credit Assist with Bankruptcies? – Credit Mastery Process

Modified on Sun, Oct 19, 2025 at 2:15 PM

We assist members facing both Chapter 7 and Chapter 13 bankruptcies.

  • Chapter 13 – You can begin credit repair while in bankruptcy. We help challenge included accounts and begin rebuilding positive credit during your repayment plan.

  • Chapter 7 – You must wait until discharge before beginning repair, but the process is typically shorter since debts are wiped clean.


How we help:

  1. Dispute accounts included in bankruptcy for accuracy.

  2. Identify and challenge re-aged or duplicated reporting.

  3. Escalate through our Smart Credit Algorithm.

  4. Involve legal partners when violations are uncovered.

  5. Coach you on rebuilding positive credit after bankruptcy.


Bottom line: Bankruptcy doesn’t have to define your financial future. With the right strategy, you can recover faster than you think.



Don’t just talk credit—master it.
Join the squad that’s changing lives and scores every day.
Tap in and see what’s really good →




Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons

Feedback sent

We appreciate your effort and will try to fix the article