How Does DIY Credit Help with Collections? – Including Medical Debts

How DIY Credit Handles Collections (Including Medical)

Collections are one of the most common credit issues our members face. We help with:

• Medical collections – recent laws limit how they can be reported, giving us leverage for deletion.

• Paid collections – even if paid, they can often still be disputed and removed if inaccurate.

• Unpaid collections – we challenge compliance, dates, balances, and ownership details.

• Re-sold accounts – collectors often violate the law when an account is re-sold.

Our process:

1. Audit your report for inaccuracies and compliance violations.

2. Ghost-write dispute letters specifically designed to challenge those issues.

3. Involve our legal partners if violations are uncovered (possible lawsuit + compensation).

4. Coach you on rebuilding positive trade lines to replace negatives.

Result: Higher scores, fewer collections, and a clearer path to approvals.

Thousands are transforming their credit with DIY Credit every single month.
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