Do You Know That Your Scores Can Change Multiple Times per Day?

Created by Tuesday Roa-Oronan, Modified on Wed, Aug 9, 2023 at 3:44 PM by Tuesday Roa-Oronan




Hey guys. Yusheeka Gray with DIY Credit here. I want to talk to you today about credit score changes and fluctuation. Now, I know that you know, your credit scores can go up and they can go down, right? But did you know that your credit scores can actually change multiple times in one day? Yes, they can.

 

And that's because your credit score is based on current data that's reporting on your credit report at the time that the report is actually pulled, right? So whatever data is on there, that's what the score's going to be calculated and based on. Now, your credit data can change multiple times in a day, right?

 

So you can have a creditor who will actually delete an item in the morning. You can have another creditor or an inquiry on your credit report in the afternoon, and you know, in the evening there could be a collection account or something added to your credit report. And so if your credit report is pulled at any given time, in between those times, then you will see different credit scores, right?

 

So that is why your credit score can actually change. So if the data can change, then so can your score. However, I want to encourage you not to be discouraged because if you're on a credit repair journey, then this can really take you on an emotional rollercoaster and you don't understand why this score just won't be steady.

 

But that's why, because information's going to constantly be changing on your credit report. And so don't be discouraged if the score goes down because the score can go right back up. Alright, so I hope that this information was valuable to you. Don't forget to like, share and subscribe to our YouTube channel. Again, my name is Yusheeka Gray with DIY Credit and thank you so much for watching this video.


If you have questions about your credit or would like to book for a FREE Victory Consultation, please click the link below or call (803) 784-8100 or (803) 240-8344.

 

Bye for now.

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