How Does DIY Credit Help with Identity Theft or Fraud? – Recovery Process

Modified on Sun, Oct 19, 2025 at 3:01 PM

Identity theft can wreck your credit with accounts you never opened. It can be frightening, but you’re not alone. 


Our Smart Credit Algorithm helps you take control:

  1. Review your reports to identify fraudulent activity.

  2. Provide ghost-written dispute templates to remove those accounts.

  3. Coach you on filing identity theft affidavits with the FTC and police.

  4. Guide you on placing fraud alerts or freezes with bureaus.

  5. Help you rebuild with new positive accounts once fraud is resolved.


Members leave this process with their identity secure and their credit restored.



You’ve got questions—we’ve got solutions.
Explore our Premium Credit Mastery Membership and start building a credit life you’re proud of.

Discover the benefits →



Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons

Feedback sent

We appreciate your effort and will try to fix the article