How Does DIY Credit Help with Settled Accounts? – Reporting Accuracy

When an account is “settled,” it means the creditor accepted less than the full balance. While the debt may be closed, it still reports negatively. These accounts should report as $0—but many don’t.

How DIY Credit helps:

1. Audit settled accounts for errors and inconsistencies.

2. Provide ghost-written letters to dispute inaccuracies.

3. Escalate through our Smart Credit Algorithm for stronger results.

4. Guide you on building new positive accounts to balance out old negatives.

With the right strategy, members can recover much faster from settled accounts.

Ready to stop guessing and start winning with your credit?
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