Why did I receive so many letters in Round 5?

This is completely normal for Round 5.

For the credit bureaus alone, you will send:

• Three (3) sets of letters to each bureau

• Nine (9) total credit bureau letters

  • 3 to Equifax

  • 3 to Experian

  • 3 to TransUnion

In addition, you may also have data furnisher letters (collection agencies and/or original creditors) for this round.

More letters = more leverage when done correctly.

Please remember to refer to your member guidelines for specific instructions on what to do in this round.