What is Round 6 and why is it called the “Multiple Address” round?

Round 6 uses what we call the Multiple Address strategy.

In this round, you are still disputing with:

• The credit bureaus, and

• Any applicable data furnishers

However, instead of sending all credit bureau letters to one address per bureau, you will:

• Send three (3) separate sets of credit bureau letters

• To three different mailing addresses for each bureau

That means you will mail nine (9) total credit bureau letters to nine different addresses — all on the same day.

This strategy increases pressure and exposes internal inconsistencies within the credit bureaus’ handling of disputes.