What is Round 5 and why is it different from earlier rounds?

Round 5 is what we call the Staggered Disputes Round.

At this stage, we shift into a more tactical and aggressive strategy designed to:

• Increase pressure on the credit bureaus

• Create multiple investigation triggers

• Expose inconsistencies and procedural failures

This round intentionally uses more letters, more timing control, and certified documentation to strengthen your position and build leverage for final outcomes.

Please remember to refer to your member guidelines for specific instructions on what to do in this round.