I don’t see any changes right away. Everything looks the same.

Modified on Fri, Dec 26, 2025 at 8:02 PM

Not seeing immediate changes does not mean the process isn’t working.


Results can vary based on:

  • Timing

  • The type of accounts being disputed

  • The data furnisher's (aka, the reporting company's) response time

  • The round you’re currently in


This is why the Smart Credit Algorithm™ works in rounds, not one-time actions. Consistency, strategy, and following instructions matter more than speed. 


This process is VERY results-driven, not time-driven.

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