Why Credit Bureaus Differ
Equifax, Experian, and TransUnion are three separate, for-profit companies. Creditors are not required to report to all three, which leads to:
Different accounts appearing on different bureaus.
Inconsistencies in dates, balances, and statuses.
Different credit scores.
Our Smart Credit Algorithm reviews all three bureaus together, so inconsistencies become leverage points in disputes.
You’ve got questions—we’ve got solutions.
Explore our Premium Credit Mastery Membership and start building a credit life you’re proud of.
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