Why DIY Credit Requires SmartCredit™ Monitoring – Accuracy & Automation

Modified on Sun, Oct 19, 2025 at 4:30 PM

Why We Use SmartCredit Monitoring


We require SmartCredit for all premium members. Why?

  1. It gives daily updates from all 3 major bureaus.

  2. It shows detailed reporting changes that we track during disputes.

  3. It allows us to create custom strategies inside the Smart Credit Algorithm.

  4. Other services don’t provide the same level of detail or usability.


Cost: $2 trial, then $25.95/month ongoing.



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