Membership Qualifications
To protect the integrity of our community, Premium members must:
Commit to a 9–12 month plan of action
Read emails, watch videos, and stay engaged in the community
Maintain stable income to avoid new late payments
Maintain SmartCredit monitoring for monthly updates
Follow coaching and guidance from advocates
Avoid applying for new accounts unless recommended
Forward mail correspondences within 5 days
If you’re not ready, our Free community is the perfect starting point.
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