Joining DIY Credit takes just a few steps:
Choose Your Membership
Free: join instantly
Premium: select Gold, Platinum, or Diamond
Complete Your Application
Fill out a short form with your details
Set up your profile inside the community
Sign Your Membership Agreement
E-sign (even from your phone) to give us permission to assist you
Onboarding & Dispute Portal Setup
Within 48 business hours, you’ll receive access to your personalized dispute portal
Upload ID documents securely (photo ID, proof of SSN, proof of address)
Connect your SmartCredit monitoring account ($2 trial, $25.95/month ongoing)
Kickoff
Your portal will show your analysis, reports, and case progress
You’ll also receive onboarding videos that explain every step
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