DIY Credit Membership Levels & Fees – Free, Gold, Platinum & Diamond Plans

We offer four levels of membership plus a Print Service add-on:

1. Free Membership (soon $7/month)

   • Credit Mastery U community access

   • Free mini-courses, learning library, and resources

   • Weekly live Q&A calls with experts

   • Support from peers and credit advocates

2. Gold Membership – $79/month

   • All Free benefits

   • Monthly credit report audits and video analysis

   • Custom ghost-written dispute letters tailored to your accounts

   • Full use of our 9-step Smart Credit Algorithm

   • Help with dispute responses from bureaus, collectors, and creditors

   • Option to add Print Services for convenience

3. Platinum Membership – $99/month

   • All Gold benefits

   • Business Credit Builder Wizard to establish strong business credit

   • Access to our exclusive business funding network (success-based, no upfront fees)

   • Combined support for personal and business credit

4. Diamond Membership – $468/year

   • All Gold + Platinum benefits

   • Dedicated Credit Advocate assigned to you

   • Monthly face-to-face Zoom progress meetings

   • Priority support with faster response times

   • Scheduled in-office appointments if needed

   • A complete one-year financial strategy plan

   • Best savings option: $480–$720 cheaper annually

5. PLUS Print Service – $25/month

   • Add-on for premium members

   • We prepare, print, stamp, and package your letters

   • First 30 days free if added during signup

   • Saves time and keeps your disputes consistent & compliant

Every membership is risk-free, backed by our 35-day, 70-day, and 90-day guarantees. Plus, a portion of fees supports St. Jude’s Children’s Hospital and City Year.

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