Why Scores Might Drop Temporarily – Credit Repair Progress Explained

Modified on Sun, Oct 19, 2025 at 9:44 PM

Yes, it’s possible—credit scores can fluctuate during the repair process. Here’s why:

  • When negative items are deleted, scores usually rise.

  • But if positive history is also removed (such as an old account), scores may dip temporarily.

  • Adding new accounts or closing old ones can also affect scores.


The good news: Our Smart Credit Algorithm™ helps you balance repair and rebuilding at the same time, so any dips are typically short-term. 


Our goal is to guide you toward long-term, permanent score improvement.



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