How to Maintain Good Credit – Smart Habits & Credit Mastery Tips

Maintaining Good Credit

Once you’ve built credit, protect it with these habits:

1. Pay bills on time, every time.

2. Keep balances below 10–30% of limits.

3. Maintain a healthy mix of revolving (cards) and installment (loans).

4. Limit unnecessary applications.

5. Monitor reports regularly for errors.

These strategies keep your scores strong and your approvals flowing.

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