Is Allied Collection Service On Your Credit Report?

What Kind of Debts Does Allied Collection Service Handle?

Allied Collection Service is a debt collection agency that manages accounts reported on your credit report. They might have purchased the debt from the original lender (such as a credit card company or loan provider), often at a fraction of the original cost. In other instances, they may not own the debt but are hired to collect it for another company.

Their communication methods might include mail or phone calls, demanding payment. The appearance of a collections account on your credit report could negatively affect your score and your ability to secure a loan or other important financial transactions. It may be possible to remove this account.

Does Allied Collection Service Affect My Credit Score?

Yes, any negative mark within its statute of limitations, including a collections account, can significantly lower your credit score.

How Can I Get Allied Collection Service Off My Credit Report?

If there are inaccuracies, errors, or fraudulent activity on the account, you may be able to remove Allied Collection Service from your credit report. According to U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. We specialize in assisting our clients with these types of accounts.

Is Allied Collection Service A Debt Collection Agency?

Indeed, Allied Collection Service is a debt collection agency. They purchase debts from various creditors who have given up on collecting the due amount themselves (sometimes referred to as a "charge-off").

Should I Consider Paying For Deletion With Allied Collection Service?

While paying off Allied Collection Service to remove it from your credit report may seem like a good idea, doing so only changes your status from 'unpaid' to 'paid.' However, the collections account will still appear on your report for seven years from the date of first delinquency, affecting your credit score.

Is Negotiating A Settlement With Allied Collection Service A Good Idea?

Settling your debt with Allied Collection Service might improve your score, but it could also harm it. The answer depends on various factors. If there are any issues with the account, you might not have to pay at all, and you might even get it removed entirely, eliminating further contact from them.

Is Allied Collection Service Legitimate?

Allied Collection Service is a legitimate debt collection agency, not a scam. However, they may resort to spam calls or harassment.

Why Am I Receiving Calls From Allied Collection Service?

If Allied Collection Service is calling you, it's because they're trying to collect a debt. Ignoring their calls and seeking help from a company that can assist in removing the debt is often the best course of action.

Can Allied Collection Service Sue Me Or Garnish My Wages?

While it's unlikely, Allied Collection Service may decide to sue in rare cases, but it's not common. State and federal laws establish limits or 'exemptions' for bank and wage garnishments. We strongly recommend contacting us to assess the likelihood of a lawsuit and explore steps to remove this collection.

Will Allied Collection Service Accept A Goodwill Letter To Remove My Collection/Charge-Off?

Based on our experience, Allied Collection Service typically does not accept goodwill letters to remove collection accounts or charge-offs, which is common among most collection agencies.

Who Are The Creditors For Allied Collection Service?

Allied Collection Service handles collections for a variety of creditors. The specifics frequently change, and collection agencies like Allied Collection Service generally do not publicly disclose who they purchase debts from.

Your Rights with Allied Collection Service

When dealing with Allied Collection Service, it's important to know your rights. The Fair Debt Collection Practices Act (FDCPA) and the Health Insurance Portability and Accountability Act (HIPAA) regulate their operations, especially concerning medical debt. These acts grant you certain protections. For instance, you have the right to dispute any debt that Allied Collection Service is attempting to collect.

Contacting Allied Collection Service

Before reaching out to Allied Collection Service, consider consulting with a credit repair company like DIY Credit. This is because paying off a potentially inaccurate debt could negatively impact your credit score. DIY Credit can review why Allied Collection Service appears on your report and potentially dispute it.

Accessing Allied Collection Service Online

While logging into Allied Collection Service's online platform may seem like a good idea, it's advisable to first contact DIY Credit. They can assess why Allied Collection Service appears on your report and explore options for disputing and possibly removing it.

Removing Allied Collection Service from Your Report

In some cases, it's beneficial to engage DIY Credit to review your credit report. It can save you significant stress, hassle, and time to have professionals identify the reasons behind a score drop. If you're looking for a reputable company to help you remove credit errors, consider reaching out to us.

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