Account Resolution Team

Is Account Resolution Team On Your Credit Report?

Who Is Account Resolution Team Collecting Debt For?

The Account Resolution Team is a debt collection agency that reports on your credit report. They could have bought your debt from the original lender (like a credit card company or loan firm), often at a fraction of what you owed. Alternatively, they might not own your debt themselves but are rather collecting it on behalf of another company.

They may try to reach out to you through mail or phone calls insisting on payment. The worst part is that this collection account now shows on your credit report, negatively affecting your credit score and your chances of securing a loan or other crucial financial opportunities.

However, it might be possible to get this account removed from your report.

Does Account Resolution Team Impact My Credit Score?

Yes, any negative mark within its statute of limitations can significantly lower your credit score, and a collections account is no exception.

How Can I Get Account Resolution Team Off My Credit Report?

If there's any incorrect, erroneous, or fraudulent information on your account that isn't rectified in a reasonable timeframe, you might be able to get the Account Resolution Team off your credit report. According to a U.S. PIRGs study, 79% of credit reports contain mistakes or serious errors. We specialize in challenging these types of accounts for our clients.

Is Account Resolution Team A Debt Collection Agency?

Yes, the Account Resolution Team is a debt collection agency that purchases debt from various creditors who have given up on collecting the debt themselves (also known as a "charge-off").

Should I Opt For Pay For Delete With Account Resolution Team?

While paying off the Account Resolution Team to have credit bureaus remove it from your report may seem like a good idea, it has a downside. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but your collections still appear on your report for seven years from the date of first delinquency, which still impacts your credit.

Should I Negotiate A Settlement With Account Resolution Team?

Negotiating a settlement with the Account Resolution Team can either benefit or harm your score, depending on various factors. You may not even need to pay at all, and if there are any issues with the account, you could have it removed entirely (and never hear from them again).

Is Account Resolution Team Legitimate, Fake Or A Scam?

The Account Resolution Team is a genuine company, neither fake nor a scam. However, they might spam call and harass you.

Why Does Account Resolution Team Keep Calling Me?

The Account Resolution Team continues to call in an effort to collect a debt. The best response is to ignore their calls and consult with a company that can assist you in getting it removed.

Will Account Resolution Team Try To Sue Or Garnish My Wages?

The likelihood of the Account Resolution Team deciding to sue is very low. It might happen occasionally, but it's not typical. State and federal laws provide certain 'exemptions' for bank and wage garnishments. We strongly suggest contacting us to assess the probability of a lawsuit and the steps you can take to get this collection removed.

Does Account Resolution Team Accept A Goodwill Letter To Remove My Collection/Charge-Off?

In our experience, the Account Resolution Team does not accept goodwill letters to remove collection accounts or charge-offs, which is common among most collection agencies.

Who Is Account Resolution Team Collecting Debt For?

The Account Resolution Team collects debt for a range of creditors. These creditors are constantly changing, and collection agencies, including the Account Resolution Team, usually don't publicly disclose who they purchase debt from.

How Can I Exercise My Rights When Interacting With Account Resolution Team?

You have the authority to challenge any debt that the Account Resolution Team is attempting to collect from you. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) govern the operations of the Account Resolution Team. These laws might seem intricate, but they can be a powerful tool for you if utilized correctly.

What Contact Details Does Account Resolution Team Have?

Before reaching out to the Account Resolution Team, it might be wise to contact a company like DIY Credit. Why? It's simple. There's a chance you might not even need to pay the debt that Account Resolution Team is claiming, especially if it's potentially inaccurate. Paying it could detrimentally affect your score.

Where Can I Access Account Resolution Team Login Portal?

While logging into the Account Resolution Team portal might seem like a good move, we'd advise contacting a Credit Repair company (like us) first. We'll help you understand why Account Resolution Team is on your credit report and explore how we might dispute and potentially remove them.

Want To Remove Account Resolution Team From Your Report Today?

In certain situations, it's beneficial to consult with DIY Credit to analyze your credit report. It's far less stressful, and time-consuming to allow professionals to identify the causes of your score drop. If you're seeking a reputable company to assist you in removing credit errors, don't hesitate to reach out to us.

CALL US NOW AT 803-784-8100