Who is Absolute Resolutions Investments LLC Collecting For?

Absolute Resolutions Investments LLC is a debt collection agency that may be listed on your credit report. This could mean they have bought your debt from the original creditor, such as a credit card or loan company, often for a fraction of the original amount. Alternatively, they might not own the debt but are collecting it on behalf of another entity.

They may attempt to collect the debt through mail or phone calls, and their collection account on your credit report could negatively impact your credit score and your ability to get approved for loans or other financial needs. However, it may be possible to have this account removed.

Does Absolute Resolutions Investments LLC Impact My Credit Score?

Any derogatory mark under its statute of limitations, including a collections account, can severely impact your credit score.

How Can I Remove Absolute Resolutions Investments LLC From My Credit Report?

You may be able to remove Absolute Resolutions Investments LLC from your credit report if there is incorrect, erroneous, or fraudulent information on the account and it is not rectified within an appropriate timeframe. In fact, a U.S. PIRGs study found that 79% of credit reports contain mistakes or serious errors. We specialize in addressing these types of accounts for our clients.

Is Absolute Resolutions Investments LLC a Debt Collection Agency?

Yes, Absolute Resolutions Investments LLC is a debt collection agency. They purchase debts from various creditors who have given up on the collection process (also known as a "charge-off").

Should I Opt for a Pay-for-Delete Agreement With Absolute Resolutions Investments LLC?

While paying off Absolute Resolutions Investments LLC to have the credit bureaus delete the record from your report might seem like a good idea, there's a catch. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection account still appears on your report for seven years (from the date of first delinquency), continuing to affect your credit.

Should I Negotiate a Settlement With Absolute Resolutions Investments LLC?

Settling your debt with Absolute Resolutions Investments LLC could potentially improve or harm your credit score, depending on various factors. If there are any issues with the account, you may not have to pay at all and could even have it removed entirely.

Is Absolute Resolutions Investments LLC a Legitimate Company?

Yes, Absolute Resolutions Investments LLC is a legitimate company. However, they may engage in persistent calling or other forms of harassment.

Why Does Absolute Resolutions Investments LLC Keep Calling Me?

Absolute Resolutions Investments LLC might continue to call in an attempt to collect a debt. It's often best to ignore their calls and consult with a company that can assist in getting the collection removed.

Will Absolute Resolutions Investments LLC Sue or Garnish My Wages?

While it's unlikely that Absolute Resolutions Investments LLC will sue, it's not impossible. Both state and federal laws have limits or 'exemptions' for bank and wage garnishments. We recommend contacting us to evaluate the likelihood of a lawsuit and discuss steps to get the collection removed.

Does Absolute Resolutions Investments LLC Accept Goodwill Letters to Remove Collections or Charge-offs?

In our experience, Absolute Resolutions Investments LLC typically does not accept goodwill letters to remove collections accounts or charge-offs, which is common among most collection agencies.

Who is Absolute Resolutions Investments LLC Working For?

Absolute Resolutions Investments LLC is a debt collection agency that collects debts for various lenders or creditors. While the company's portfolio of creditors is constantly evolving and not publicly disclosed, they are known to handle collections for a wide range of industries.

What Rights Do I Have When Interacting with Absolute Resolutions Investments LLC?

As a consumer, you have several rights when dealing with Absolute Resolutions Investments LLC. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) govern the actions of debt collectors. These laws give you the power to dispute any debt Absolute Resolutions Investments LLC claims you owe, provided you know how to use them effectively.

How Can I Contact Absolute Resolutions Investments LLC?

Before reaching out to Absolute Resolutions Investments LLC, we recommend contacting a credit repair company like us. There's a chance you might not need to pay the debt Absolute Resolutions Investments LLC is attempting to collect, especially if it's potentially inaccurate. Paying it could inadvertently harm your credit score.

Where Can I Log in to Absolute Resolutions Investments LLC?

While logging into Absolute Resolutions Investments LLC's portal might seem like a good idea, we strongly suggest consulting a credit repair company before doing so. We can review why Absolute Resolutions Investments LLC appears on your report and explore possibilities to dispute and potentially remove them.

How Can I Remove Absolute Resolutions Investments LLC From My Credit Report?

In some scenarios, it's beneficial to consult with a credit repair professional to analyze your credit report. It's much less stressful, time-consuming, and complicated to let professionals identify the reasons for your score drop. If you're seeking a reputable company to help you rectify credit errors and potentially remove Absolute Resolutions Investments LLC from your report, give us a call today.

CALL US NOW AT 803-784-8100