Who is ARS National Services Collecting For?

ARS National Services is a debt collection agency that reports collection accounts on your credit report. They might have bought the debt from the original creditor (like a credit card or loan provider), often at a fraction of the original cost. Alternatively, they may be collecting on behalf of another company.

They may try to reach you through mail or phone calls demanding payment. A collections account on your credit report can negatively impact your score and your ability to get approved for a loan or other crucial financial events. It might be possible to have this account removed.

Does ARS National Services Damage My Credit Score?

Any derogatory mark within its statute of limitations, including a collections account, can significantly harm your credit score.

How Can I Erase ARS National Services From My Credit Report?

You may be able to remove ARS National Services from your credit report if there are inaccuracies, errors, or fraudulent activity on the account that cannot be corrected promptly. According to a U.S. PIRGs study, 79% of credit reports contain mistakes or serious errors.

Is ARS National Services a Debt Collection Agency?

Yes, ARS National Services is a debt collection agency. They purchase debts from various creditors who have abandoned attempts to collect the amounts themselves.

Should I Opt for Pay for Delete with ARS National Services?

While paying off ARS National Services to have the debt deleted from your report might seem like a good idea, it can change your credit report status from 'unpaid' to 'paid', but the collections will still appear on your report for seven years. This can still affect your credit score.

Should I Negotiate a Settlement with ARS National Services?

Settling your debt with ARS National Services might help your credit score, but it could also potentially harm it. The outcome depends on various factors.

Is ARS National Services a Legitimate Company?

ARS National Services is a legitimate debt collection agency. They are not fraudulent or a scam, but they might repeatedly call and hassle you.

Why Does ARS National Services Keep Calling Me?

ARS National Services continues to call in an attempt to collect a debt. Ignoring their calls and seeking help from a company that can assist with removal is advised.

Will ARS National Services Try to Sue or Garnish My Wages?

It's highly unlikely that ARS National Services will sue. There are state and federal laws that limit bank and wage garnishments.

Does ARS National Services Accept Goodwill Letters to Remove My Collection?

Experience shows that ARS National Services typically does not accept goodwill letters to remove collection accounts.

Who Does ARS National Services Collect For?

ARS National Services collects for various lending companies or creditors. The specifics of which companies they collect for change frequently and are usually not publicly disclosed.

What Rights Do I Have When Dealing with ARS National Services?

You have the right to dispute any debt that ARS National Services is attempting to collect. They are governed by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA).

What is ARS National Services' Phone Number?

It's advisable to contact DIY Credit before reaching out to ARS National Services directly. Paying off potentially inaccurate debt could harm your score.

Where Can I Find ARS National Services Login?

You might want to log in to ARS National Services, but it's recommended to contact DIY Credit first to review why ARS National Services is on your report and potentially dispute it.

Remove ARS National Services From Your Report Today!

In some cases, it's best to consult DIY Credit to analyze your credit report. If you're searching for a trustworthy company to help you remove credit errors, give us a call.

CALL US NOW AT 803-784-8100